Setting a Christmas budget helps bring clarity and control to what can otherwise become an overwhelming and expensive season. By deciding in advance how much you can realistically spend on gifts, food, travel, and decorations, you reduce the risk of impulse purchases and post-holiday debt. A clear budget also encourages more intentional choices, such as prioritizing meaningful gifts over costly ones and planning celebrations that focus on time together rather than excess spending. When expectations are defined early, budgeting can ease financial stress and make the holiday season more enjoyable and sustainable. Set a clear gift budget for each person (and stick to it) to avoid overspending in the rush of last-minute shopping. Give thoughtful, low-cost or homemade gifts like baked goods, photo prints, or handwritten notes instead of expensive items. Shop early and compare prices online to take advantage of sales and avoid inflated last-minute prices. Limit extras by setting boundaries o...